Young woman with headphones smiling at her phone

A neo bank built for Africa

Banking on equal terms.

One app to save, send, spend and grow. Open an account in minutes with just your phone and your ID.

Main account, NGN

₦245,800.00

M-Pesa top-up+ KES 2,000
Sent to Kofi, AccraGHS 350
Market Women circle+ ₦20,000

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NGNKESGHSZAREGPXOFUSDEURM-PesaMTN MoMoAirtel Money

Our mission

Make everyday money simple, and make everyone feel they are on the same level.

8currencies in one app
0minimum balance
1fee, shown up front
Anyphone, with or without data

One app

Everything moves together.

Get paid

Money in from M-Pesa, MTN MoMo, a bank or family abroad lands in your account instantly.

Send across Africa

Low cost transfers between countries, in local currency. You see the rate and the fee before you press send.

Save together

Chama, susu, stokvel or tontine. Every member sees every contribution. Payouts follow the rules you agree on.

Spend anywhere

Virtual USD card for Netflix, Spotify and online shopping. Freeze it in one tap.

Good morning, AmakaA

₦245,800.00

Main account, NGN

Add
Send
Pay
Save
MM-Pesa top-upJust now+ KES 2,000
UUncle Tunde, LondonToday, 09:12+ ₦85,000
SShoprite LekkiYesterday₦12,450
← Send moneyK

To Kofi Mensah

MTN MoMo, Ghana

You send
50,000NGN
Kofi gets
350.00GHS
Rate 1 GHS = 142.86 NGNFee ₦0
ArrivesIn seconds
Send GHS 350
← CirclesA
Circle: Market Women

₦1,200,000

68% of goal. Next payout: Joy, 28 Sep

AJNF+8
JJoy paidToday+ ₦20,000
NNgozi paidToday+ ₦20,000
FFunmi paidYesterday+ ₦20,000
← CardsA
Street.Capital
•••• 1107USD virtual
Freeze card
Online payments
NNetflixMonthly$6.99
SSpotifyMonthly$2.99

The product

One app, every money need.

01 / 06

Woman taking a selfieAccounts

Open in minutes

Local and multi-currency accounts. Just your phone and your national ID.

Cards
Street.Capital•••• 4821
Street.Capital•••• 1107   USD virtual

Cards that travel

Virtual and physical cards, accepted worldwide.

Woman walking with flowers and phonePayments

Pay any way

Mobile money, bank transfers and QR pay in one place.

Women at a busy marketSavings

Goals and circles

Vaults, goals and group savings circles, all transparent.

Credit

One fee.
No traps.

Fair credit

Micro-loans scored on how you use your account, not on collateral or paperwork.

Fabric trader arranging clothBusiness

Tools for traders

QR payments, payment links and a daily sales overview.

Women trading at an open market

Stronger together.

Group saving is already part of life. We make it transparent, safe and automatic.

Circle: Market Women

₦1,200,000

12 members₦20,000 / week
Joy paid+ ₦20,000
Next payoutNgozi, Friday
ChamaSusuStokvelTontineEsusuAjo

Inclusion by design

Built for every phone.

No branch, no paperwork, no minimum balance. If you have a phone, you have a bank.

USSD access

No data? No problem.

Check your balance and send money from any phone. Just dial the code.

*XXX#

Street.Capital
1. Balance
2. Send money
3. Buy airtime
4. Circles
5. Cash out
123456*0#
Light app

Fast on any Android.

A small app that works on low-end phones and slow networks.

App sizeSmall
Works on2G and up
Open accountMinutes
Agent network

Cash in, cash out, next door.

Deposit and withdraw cash at local shops in your neighbourhood.

Smiling trader giving a thumbs up at his market stall
Local languages

Banking in your language.

Switch language any time, in the app and on USSD.

EnglishFrançaisKiswahiliHausaYorùbá+ more

Security

Safe by default.

Regulated

We work with licensed partner banks and local regulators in every market.

Protected

Fingerprint and face login, one phone per account and fraud checks around the clock.

Compliant

Verified with your national ID. Your data stays under local data rules.

Everyone on the same level.

Download the app and open your account today. It is free.

Woman laughing while taking a selfie